HDB town scorecard · rubric v0.2

Toa Payoh

HDB Town / Resale scorecard

A-

79/100

75% measured

Carried by upgrader equity unlock (5.0/5); capped by transaction liquidity (3.0/5).

Best for: Upgraders timing an MOP exit in a liquid, momentum town.

Overall79A-

the headline rubric: trend, equity, liquidity, supply, step-up

Value40D+

$798 psf — 84th pctile of 26 towns · private next door 2.19x pricier

Investment68B

16.4% 2yr momentum · 1024 txns/12mo · ~68yr median lease left

The rubric

How we rate →

Price Trend & Momentum
25%
computed
4.0/5
16.4% 2yr psf growth ($685->$798)
2yr town avg-$psf growth; anchor p25=9.8 med=12.3 p75=13.7
Upgrader Equity Unlock
20%
computed
5.0/5
$943,322 avg 4RM
avg 4-room resale price (equity-to-port proxy)
Transaction Liquidity
15%
computed
3.0/5
1024 txns / 12mo
trailing-12mo resale volume; med across towns ~929
Future Supply Pressure
15%
manual · awaiting data
3.0/5
Awaiting data — neutral placeholder. needs HDB BTO/SBF pipeline scrape (DATA_SOURCES Tier1)
Step-Up Gap to Private
15%
computed
5.0/5
2.19x ($1750 D12 private resale / $798 HDB)
private/HDB psf multiple; lower=easier step-up
Sentiment Signal
10%
manual · awaiting data
3.0/5
Awaiting data — neutral placeholder. manual aggregated overlay (Tier3 fragile layer)

Strongest: Upgrader Equity Unlock · Weakest: Transaction Liquidity. Each category is scored 0–5 against public anchors, multiplied by its weight and scaled to 100.

Key facts

Resale transactions (12 mo): 1,024
Avg resale price: $754,240
Avg resale price psf: $798 psf
Data through: Oct 2026

Data coverage

75%

75% of this rating’s weight is measured from data. The rest is a clearly-labelled placeholder or estimate — never silently blended in.

computed: — fully measured from source data (full coverage credit)
partial: — real but proxy signal (half credit)
inferred: — estimate, dampened toward neutral (no credit)
manual: — neutral 3.0 placeholder awaiting data (no credit)

Pins: rated private launches in this town's comparison districts and this town's rated HDB blocks (smaller markers) — tap one to open its scorecard.

Price history

median $psf by month

Median resale $psf per month across the town, from HDB resale registrations. Thin bars show monthly transaction counts.

median resale $psf
transactions / month
trend extrapolation — not a forecast

Blocks in this town

268 rated blocks

Every Toa Payoh block with at least 8 resales since 2017, scored on the same rubric. Sort by score, price, lease runway, or the value / investment lenses; tap a block for its full scorecard.

Sort by

#	Block	Grade	Score	$psf	Lease	Value	Invest
1	Blk 9 Joo Seng Rd	B+	74	901	~90yr	D	A+
2	Blk 138B Lor 1A Toa Payoh	B+	72	1,157	~85yr	D	A+
3	Blk 130A Lor 1 Toa Payoh	B+	71	1,134	~91yr	D	A+
4	Blk 102A Bidadari Pk Dr	B+	71	1,101	~94yr	D	A+
5	Blk 106 Potong Pasir Ave 1	B	70	515	~57yr	A+	B-
6	Blk 111 Lor 1 Toa Payoh	B	69	562	~43yr	B+	B
7	Blk 138A Lor 1A Toa Payoh	B	69	1,179	~85yr	D	A+
8	Blk 139B Lor 1A Toa Payoh	B	69	1,176	~85yr	D	A+
9	Blk 7 Upp Aljunied Lane	B	69	912	~90yr	D	A+
10	Blk 131A Lor 1 Toa Payoh	B	68	1,114	~91yr	D	A+
11	Blk 102B Bidadari Pk Dr	B	68	1,089	~94yr	D	A+
12	Blk 104A Bidadari Pk Dr	B	68	1,080	~94yr	D	A+
13	Blk 105B Bidadari Pk Dr	B	68	1,088	~93yr	D	A+
14	Blk 106A Bidadari Pk Dr	B	68	1,083	~93yr	D	A+
15	Blk 106B Bidadari Pk Dr	B	68	1,139	~93yr	D	A+
16	Blk 79D Toa Payoh Ctrl	B	68	989	~82yr	D	B+
17	Blk 101A Bidadari Pk Dr	B	67	1,131	~94yr	D	A+
18	Blk 103A Bidadari Pk Dr	B	67	1,099	~94yr	D	A+
19	Blk 115A Alkaff Cres	B	67	1,069	~93yr	D	A+
20	Blk 115C Alkaff Cres	B	67	1,159	~93yr	D	A+
21	Blk 146 Potong Pasir Ave 1	B	67	902	~71yr	D	A
22	Blk 261 Toa Payoh East	B	67	979	~92yr	D	A+
23	Blk 264 Toa Payoh East	B	67	1,003	~92yr	D	A+
24	Blk 263 Toa Payoh East	B	67	999	~92yr	D	A+
25	Blk 79A Toa Payoh Ctrl	B	67	1,049	~82yr	D	B+
26	Blk 48 Lor 5 Toa Payoh	B	65	529	~66yr	A	B+
27	Blk 105A Bidadari Pk Dr	B-	65	1,103	~93yr	D	A+
28	Blk 138C Lor 1A Toa Payoh	B-	65	1,124	~85yr	D	A
29	Blk 139A Lor 1A Toa Payoh	B-	65	1,086	~85yr	D	A
30	Blk 118A Alkaff Cres	B-	64	1,091	~93yr	D	A+
31	Blk 148 Potong Pasir Ave 1	B-	64	939	~71yr	D	B+
32	Blk 143 Lor 2 Toa Payoh	B-	64	954	~75yr	D	A-
33	Blk 152 Lor 2 Toa Payoh	B-	64	1,003	~79yr	D	C+
34	Blk 79B Toa Payoh Ctrl	B-	64	1,032	~82yr	D	B+
35	Blk 79E Toa Payoh Ctrl	B-	64	1,023	~82yr	D	B+
36	Blk 130B Lor 1 Toa Payoh	B-	63	1,129	~91yr	D	B+
37	Blk 131B Lor 1 Toa Payoh	B-	63	1,113	~91yr	D	B+
38	Blk 101 Potong Pasir Ave 1	B-	63	766	~57yr	D	B
39	Blk 107 Lor 1 Toa Payoh	B-	63	530	~43yr	A	C+
40	Blk 262 Toa Payoh East	B-	63	1,011	~92yr	D	A+
41	Blk 95 Lor 4 Toa Payoh	B-	63	537	~40yr	A	B-
42	Blk 143 Potong Pasir Ave 2	B-	62	726	~57yr	D+	B
43	Blk 173 Lor 1 Toa Payoh	B-	62	496	~45yr	A+	C-
44	Blk 121 Lor 2 Toa Payoh	B-	62	873	~75yr	D	C+
45	Blk 142 Lor 2 Toa Payoh	B-	62	853	~74yr	D	B-
46	Blk 144 Lor 2 Toa Payoh	B-	62	923	~75yr	D	B
47	Blk 103B Bidadari Pk Dr	B-	61	1,099	~94yr	D	A+
48	Blk 142 Potong Pasir Ave 3	B-	61	741	~57yr	D	B+
49	Blk 103 Potong Pasir Ave 1	B-	61	699	~57yr	D+	B
50	Blk 145 Lor 2 Toa Payoh	B-	61	1,050	~79yr	D	B
51	Blk 146 Lor 2 Toa Payoh	B-	61	1,028	~79yr	D	B-
52	Blk 147 Lor 2 Toa Payoh	B-	61	1,021	~79yr	D	B
53	Blk 84 Lor 2 Toa Payoh	B-	61	801	~70yr	D	B
54	Blk 102 Potong Pasir Ave 1	C+	60	791	~57yr	D	B-
55	Blk 50 Lor 5 Toa Payoh	C+	59	666	~66yr	C	B-
56	Blk 110B Bidadari Pk Dr	C+	59	1,095	~94yr	D	A
57	Blk 111A Alkaff Cres	C+	59	1,079	~94yr	D	A
58	Blk 116 Potong Pasir Ave 1	C+	59	569	~57yr	B+	B-
59	Blk 153A Lor 1 Toa Payoh	C+	59	861	~72yr	D	C
60	Blk 157 Lor 1 Toa Payoh	C+	59	552	~44yr	A	D

Showing 60 of 268 blocks

The rubric

Price Trend & Momentum

Upgrader Equity Unlock

Transaction Liquidity

Future Supply Pressure

Step-Up Gap to Private

Sentiment Signal

Key facts

Data coverage

Map

Price history

Blocks in this town